Mentaya

Out-of-network claim filing for private-pay therapists: checks a client's OON benefits, submits claims to insurance after each confirmed session and handles denials and resubmissions, so you keep your cash rate and clients get reimbursed. Optional payment processing and a benefits-calculator widget for your website.

9.4/10Free · 5% per claimBAA availableBilling & Prior Auths

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At a glance

Pricing: Free for therapists to file OON claims; a 5% fee per claim (e.g. $10 on a $200 session) is paid by the client or the provider; optional Benefits Calculator $29/mo billed annually or $39/mo monthly; optional payments 2.9% + 30¢ cards, 0.8% ACH (vendor site)
HIPAA BAA: Yes – BAA with Zaya Health Inc. takes effect automatically when your account is created (vendor site)
Category: Billing & Prior Auths
Website: www.mentaya.com
Source: www.mentaya.com
Best fit: Private-pay therapists who want claim filing done for clients with no subscription; decide up front whether you or the client pays the 5% claim fee.
Last checked: 2026-10-19

AIOP Score: 9.4/10

Methodology →

Editorial score calculated from the facts on this page. Sponsorship and featured status never affect it. "Unverified" criteria are scored conservatively until confirmed.

HIPAA / BAA availability (30%)	10.0	Vendor states a BAA on every plan/account
Pricing transparency (25%)	10.0	Free to use
Small-practice fit (20%)	10.0	Free
Setup & integrations (15%)	6.0	No integrations named in our data unverified
Feature depth (10%)	10.0	6 capabilities described in listing

Before you use it with patient data: get a signed BAA for the exact plan you buy, and confirm current pricing with the vendor.

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Disclaimer: This site covers administrative and operational workflows only. It is not clinical, legal, or compliance advice. Pricing and BAA status come from vendor sites or third-party reviews as of the date shown and can change – confirm directly with each vendor and your compliance advisor before using any tool with protected health information.